| Lending Area: |
Nationwide including Hawaii and Alaska |
| Owner Occupancy: |
Minimum 25% of the property |
| Loan Amounts: |
Min $250,000 to $10,000,000 |
| Max LTC: |
90% LTC |
| Amortization: |
25 years |
| Initial Fixed Period: |
2, 5, 7, 10, 20 years fixed |
| Third Party Report: |
$3,000 - $5,000 for most purchase and refinance loans |
| Personal Credit: |
Average FICO score of 660 or above, but we will consider lower scores with a corresponding rate adjustment |
| Origination Fee: |
Typical applies, depending on specific property and borrower information |
| Stated Income & Asset: |
Available |
 |
| Start-up or Projection-based Underwriting: |
Available |
| Renovation Loan: |
Available |
| Ground up Construction Loan: |
Available |
| Goundlease Loan: |
Available |
