Commercial Mortgage and Business Loan – Nationwide Mortgage Lender providing Commercial Loans

Innovation, Experience, and Flexibility

When it comes time to cut through the complexity of commercial real estate financing and get to the heart of the deal, those are the characteristics that count most. Newcastle Financial is one of the most innovative commercial mortgage lenders in the business. Our experienced staff, all Wall Street veterans and senior executives from top financial institutions, understand what it takes to get the deal done--but beyond that, they understand that each situation is different and requires a flexible approach.

With over 50 years combined knowledge and experience in commercial financing, the partners at Newcastle Financial provide our clients with access to capital markets, delivering custom-made financing structures for multi-family and commercial real estates financing needs in all 50 states.

You're more than just a number to us

We spend more time to understand your financials than anybody in the business, but coming up with a decision and an underwriting package involves much more than entering numbers into a computer program and printing out the results. That's how many lenders operate. Of course, we at Newcastle Financial take full advantage of the latest technology, and this is what helps us deliver the most efficient and streamlined process in the industry. But we also take the time to understand how each individual deal is different. Your commercial real estate project means a lot to you. You've worked hard on developing your proposal, and it's a lot more than just numbers on a page to you. Every project we deal with has its own "character" that transcends the financial statement. We at Newcastle Financial understand that, and your deal is more than just numbers on a page to us, as well. We pride ourselves on our flexible and innovative approach, and can come up with a program that is uniquely suited to you, even if you have a less-than-perfect financial statement.
Other lenders' flexibility is simply restricted to offering a computer-calculated loan amount and interest rate that is tied to the financials. We believe that approach is too limiting. We often look much deeper into the deal to understand the true nature of the business, and what's behind the bottom line.
Only then can we truly understand a project's real earnings potential, and this deeper understanding allows us to provide you with a higher loan amount and better interest rate.

The Commercial Real Estate Experts

There are dozens of factors that determine what type of commercial financing is available, and what it will cost. Actions taken by the Federal Reserve Board, macroeconomic factors like inflation and unemployment, real estate trends and

the "mortgage crisis" that has been in the news so much, all influence the market. Newcastle Financial's principals make it their business to understand these factors. They have a detailed understanding of the current state of the mortgage industry--and they also have an understanding of where it's going to be in the future. That too, is important in making sure you get the best deal. They will close your loan in a timely manner, with no surprises--even in difficult market conditions.

What we do

We are a nationwide commercial mortgage lender, and we can offer competitive financing programs that encompass the following:

Nationwide lending
Maximum 90% LTV
Up to 30 to 40 year amortization to increase your cash flow
5 to 10 year fixed rates
Interest-only options
Stated Income and No Ratio
Market Rents Program
Conditional Approval within 48 Hours
Aggressive underwriting and DSC
Broker Protected

Get your funding underway today! Call us toll free, nationwide at:

(877) 877-0946